Reading What Sucks

Well, I've reached crisis point. The day of reconing is coming fast and I have no idea what to do.

Due to the long, drawn out problems of recesion, high gas pricing and a myriad of other troubles like job loss, I am now in danger of losing my home.

I'm a thousand dollars short of what I need to pay the morgage company and they are telling me that there is nothing they can do to delay the inevitable foreclosure that is looming. One manager actually told me that I should not have bought a house if I didn't think I could pay for it. Can you believe that???

Apparently one of the unwritten prerequsits of having somewhere to live is that you have precognition to be able to predict that you will always have enough money to survive and that your chances will go bad at some point.

So I've begged and pleaded with them to give me a break, to let me have a chance to get by and I'll make it up to them, find a way to get back on track. They say that this is not their responsibility and that I just have to live with it.

I went to banks and shady lenders to see if I could secure a little cash to make it through and most denied me due to the fact that my credit is bad because of the problems I'm having with the mortgage company. Sorry about your luck.

The two who did say they could help wanted such outrageous percentages that what I would be paying them back would almost triple what they gave me. I can't do that. I just can't. I may have to but it feels to me to be one step shy of robbery.

So what do I do? How can I beat this? I'm going to lose my home for Christ's sake! It's like a nightmare that I can't wake up from.

Give me an F.
Give me a U.
Give me a C.
Give me a K.
Give me an E.
Give me and D.

What does it spell?

I know I'm dead on the surface But I'm screaming underneath

Well, a little news on the subject. I've managed to be able to dip into my 401k to get some cash but it's not coming for over a week so now I have to convince the mortgage company that I really am good for the money and if they can be patient, I can pay everything up and be back on course.

Keep your fingers crossed. And toes. And anything else you want. I need a serious ammont of luck to pull this one off.

I know I'm dead on the surface But I'm screaming underneath

*Fingers crossed*

Good luck man!

"*sigh* Some men are really hard to manipulate!" - Orchid

Thanks all. I can only hope that I pull it out somehow. lol

I know I'm dead on the surface But I'm screaming underneath

Well, so far I still have a home. Barely but it's still there and it's still mine. I somehow managed to convince them that they didn't need to foreclose on the place and that I would work it out. *breathes sigh of relief*

Your crossed fingers helped so keep 'em crossed and thanks.

I know I'm dead on the surface But I'm screaming underneath

I'm rootin for you... *crosses fingers*

Hopefully you can stay afloat long enough to get the problem under control...

Pistol Grip Pump In My Lap At All Times

Getting into irreparable debt is something that can screw you for the rest of your life. I'd steer clear of those high-percentage loan sharks if I were you.

You might be better off giving up the house and getting an apartment or something until things pick up again. I don't know... Good luck though.

You know what admiral ackbar says about loan sharks....

It's a trap!

This post was edited by mace on Nov 17, 2004.

I was considering some ways for quick cash like stripping or prostitution but was assured by many that I would not make nearly as much miney as I would like. lol Just kidding.

I know I'm dead on the surface But I'm screaming underneath

Well if there is anyway I can shirk my PO and otherwise to get you some kind of help, please ask me. As for mace, that was one of the funniest things I've seen in a while. Ackbar's catch frase...

priceless!

I should be ashamed of myself.

Well kids, it looks like I may not make it. I did all I could but they are still beating down the door. So if I vanish, rest assured I'll find a net cafe somewhere and let you all know I'm ok.

It really is a shame that there is no recourse to help a person out of a situation. I have tried banks and lenders and all sorts of things and all of them say the same thing: Your credit isn't good enough. So that begs the question: How can I get it good enough if you won't lend me the money to fix it?

Granted, I am a risk but in these times, a lot of the people I know are risks and hanging on by a thread.

Argh. What a mess. lol

I know I'm dead on the surface But I'm screaming underneath

That sucks dude. I wish you the best. I wish I had a prophetic nugget to lay out for you like," Sometimes bad things are good things in disguise", but that would be just a crock of shiznizzle.
Hang tough, chin up, look for the silver lining, then publish a really awesome book, make loads of cash , learn to hack and ruin the credit of the poopoo heads that wouldn't lend you a hand, open your own credit company and help out the little guy in need.
There you go! All settled.
Seriously though, good luck.

I am just me, searching for simplicity.........and a good hair stylist